:root{--navy:#131f30;--navy-2:#1e2b3c;--navy-3:#2a3a50;--gold:#b8a97b;--gold-deep:#a08a5a;--gold-soft:#d8cba9;--cream:#e5e2d2;--bg:#f5f2ea;--card:#fff;--ink:#1a2230;--muted:#6b7280;--muted-2:#8a8f99;--line:#e7e2d6;--line-strong:#d3ccbb;--ok:#2f7d5b;--shadow:0 12px 42px #131f301a;--shadow-lg:0 26px 80px #131f3038;--radius:18px;--display:"Fraunces",Georgia,"Times New Roman",serif;--body:"Inter",system-ui,-apple-system,sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--body);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;line-height:1.55}.wrap{max-width:980px;margin:0 auto;padding:0 20px}.topbar{background:var(--navy);color:#fff;border-bottom:1px solid #b8a97b40;padding:11px 0;font-size:13px}.topbar .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;display:flex}.brand{font-family:var(--display);letter-spacing:.3px;color:#fff;align-items:center;gap:9px;font-size:17px;font-weight:600;display:flex}.brand .mark{background:var(--gold);width:26px;height:26px;color:var(--navy);font-size:13px;font-weight:700;font-family:var(--display);border-radius:7px;justify-content:center;align-items:center;display:inline-flex}.brand .amp{color:var(--gold)}.topbar .stars{color:var(--cream);align-items:center;gap:7px;display:flex}.topbar .stars .s{color:var(--gold);letter-spacing:1px}.topbar .stars b{color:#fff;font-weight:600}.topbar a.call{color:#fff;align-items:center;gap:6px;font-weight:600;text-decoration:none;display:inline-flex}.topbar a.call:hover{color:var(--gold)}header.hero{background:radial-gradient(1100px 460px at 82% -18%, #b8a97b33, transparent 62%), linear-gradient(178deg,var(--navy) 0%, var(--navy-2) 100%);color:#fff;padding:48px 0 132px;position:relative;overflow:hidden}header.hero:after{content:"";background:linear-gradient(90deg,#0000,#b8a97b80,#0000);height:1px;position:absolute;bottom:0;left:0;right:0}.eyebrow{color:var(--gold-soft);letter-spacing:1.4px;text-transform:uppercase;background:#b8a97b1f;border:1px solid #b8a97b59;border-radius:100px;align-items:center;gap:9px;margin-bottom:20px;padding:7px 14px;font-size:12px;font-weight:600;display:inline-flex}.eyebrow .dot{background:var(--gold);border-radius:50%;width:6px;height:6px}header.hero h1{font-family:var(--display);letter-spacing:-.4px;max-width:17ch;font-size:clamp(30px,5.2vw,48px);font-weight:600;line-height:1.08}header.hero h1 em{color:var(--gold-soft);font-style:italic}header.hero p.sub{color:#c4ccd8;max-width:54ch;margin-top:18px;font-size:clamp(15px,2vw,18px)}.herometa{color:var(--gold-soft);align-items:center;gap:8px;margin-top:20px;font-size:13px;display:flex}.herometa svg{flex:none}.stage{z-index:2;margin-top:-92px;padding-bottom:64px;position:relative}.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow-lg);border:1px solid var(--line);overflow:hidden}.card-head{border-bottom:1px solid var(--line);background:linear-gradient(#fff,#fdfcf9);padding:22px 28px 20px}.progress .prow{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:11px;display:flex}.progress .stepname{font-family:var(--display);color:var(--ink);font-size:17px;font-weight:600}.progress .stepcount{letter-spacing:.7px;text-transform:uppercase;color:var(--gold-deep);font-size:12px;font-weight:600}.ptrack{background:var(--cream);border-radius:100px;height:7px;overflow:hidden}.pfill{background:linear-gradient(90deg,var(--gold-deep),var(--gold));border-radius:100px;width:33%;height:100%;transition:width .45s cubic-bezier(.16,1,.3,1)}.card-body{padding:26px 28px 28px}.step{display:none}.step.active{animation:.32s stepin;display:block}@keyframes stepin{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.field{border-bottom:1px solid var(--line);padding:20px 0}.field:first-child{padding-top:2px}.field:last-child{border-bottom:none;padding-bottom:2px}.field .q{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:14px;display:flex}.field .q label{font-family:var(--display);color:var(--ink);font-size:16.5px;font-weight:600}.field .q .val{font-family:var(--display);color:var(--navy);background:var(--cream);white-space:nowrap;border-radius:8px;padding:4px 13px;font-size:16px;font-weight:600}.hint{color:var(--muted);margin-top:9px;font-size:12.5px}input[type=range]{appearance:none;background:linear-gradient(90deg,var(--gold) 0%, var(--gold) var(--fill,40%), var(--cream) var(--fill,40%), var(--cream) 100%);cursor:pointer;border-radius:100px;outline:none;width:100%;height:8px}input[type=range]::-webkit-slider-thumb{appearance:none;border:3px solid var(--navy);cursor:pointer;background:#fff;border-radius:50%;width:26px;height:26px;transition:transform .12s;box-shadow:0 3px 12px #131f3047}input[type=range]::-webkit-slider-thumb:active{transform:scale(1.12)}input[type=range]::-moz-range-thumb{border:3px solid var(--navy);cursor:pointer;background:#fff;border-radius:50%;width:26px;height:26px;box-shadow:0 3px 12px #131f3047}input[type=range]:focus-visible{box-shadow:0 0 0 3px #b8a97b80}.scale{color:var(--muted-2);justify-content:space-between;margin-top:9px;font-size:11.5px;display:flex}.seg{gap:9px;display:grid}.seg.four{grid-template-columns:repeat(4,1fr)}.seg.three{grid-template-columns:repeat(3,1fr)}.seg.two{grid-template-columns:repeat(2,1fr);max-width:300px}.seg button{font-family:var(--body);color:var(--navy-2);border:1.5px solid var(--line-strong);cursor:pointer;background:#fff;border-radius:12px;padding:13px 8px;font-size:13.5px;font-weight:600;line-height:1.2;transition:all .15s}.seg button small{color:var(--muted);margin-top:4px;font-size:10.8px;font-weight:500;display:block}.seg button:hover{border-color:var(--gold-deep)}.seg button[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff;box-shadow:0 8px 22px #131f303d}.seg button[aria-pressed=true] small{color:var(--gold-soft)}.seg button:focus-visible{outline-offset:2px;outline:3px solid #b8a97b8c}.meter{background:linear-gradient(165deg,var(--navy),var(--navy-2));color:#fff;border:1px solid #b8a97b47;border-radius:16px;margin-top:26px;padding:24px 24px 22px;position:relative;overflow:hidden}.meter:before{content:"";pointer-events:none;background:radial-gradient(560px 220px at 92% 0,#b8a97b38,#0000 60%);position:absolute;inset:0}.meter .mlabel{letter-spacing:1.2px;text-transform:uppercase;color:var(--gold-soft);font-size:11.5px;font-weight:600}.meter .mnum{font-family:var(--display);letter-spacing:-.5px;flex-wrap:wrap;align-items:center;gap:12px;margin-top:6px;font-size:clamp(28px,6.4vw,40px);font-weight:600;display:flex}.meter .mnum .lock{color:var(--navy);background:var(--gold);letter-spacing:.2px;font-size:12.5px;font-weight:600;font-family:var(--body);border-radius:8px;padding:6px 11px}.blurred{filter:blur(10px);opacity:.9;-webkit-user-select:none;user-select:none}.track{background:#ffffff24;border-radius:100px;height:10px;margin-top:18px;overflow:hidden}.track .fill{background:linear-gradient(90deg,var(--gold-deep),var(--gold));border-radius:100px;width:12%;height:100%;transition:width .55s cubic-bezier(.16,1,.3,1)}.meter .mfoot{color:#aeb7c4;margin-top:13px;font-size:12px}.navrow{gap:12px;margin-top:24px;display:flex}.btn{font-family:var(--display);cursor:pointer;border:none;border-radius:13px;justify-content:center;align-items:center;gap:10px;padding:16px 22px;font-size:16.5px;font-weight:600;transition:transform .12s,background .15s,box-shadow .15s;display:inline-flex}.btn.primary{color:var(--navy);background:var(--gold);flex:1;box-shadow:0 12px 30px #b8a97b6b}.btn.primary:hover{background:var(--gold-deep);transform:translateY(-1px)}.btn.primary:active{transform:translateY(0)}.btn.ghost{color:var(--navy);border:1.5px solid var(--line-strong);background:#fff}.btn.ghost:hover{background:#faf8f2}.btn:disabled{opacity:.42;cursor:not-allowed;box-shadow:none;transform:none}.btn:focus-visible{outline-offset:2px;outline:3px solid #131f3066}.microtrust{text-align:center;color:var(--muted);flex-wrap:wrap;justify-content:center;align-items:center;gap:7px;margin-top:16px;font-size:12.5px;display:flex}.microtrust svg{flex:none}.overlay{-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);z-index:50;background:#0b121ea8;justify-content:center;align-items:center;padding:20px;display:none;position:fixed;inset:0}.overlay.open{animation:.2s fade;display:flex}@keyframes fade{0%{opacity:0}to{opacity:1}}.modal{width:100%;max-width:470px;box-shadow:var(--shadow-lg);background:#fff;border-radius:20px;max-height:94vh;animation:.3s cubic-bezier(.16,1,.3,1) pop;overflow:hidden auto}@keyframes pop{0%{opacity:0;transform:translateY(16px)scale(.98)}to{opacity:1;transform:none}}.modal .m-top{background:linear-gradient(180deg,var(--navy),var(--navy-2));color:#fff;padding:26px 28px;position:relative}.modal .m-top .pill{letter-spacing:1px;text-transform:uppercase;color:var(--navy);background:var(--gold);border-radius:100px;margin-bottom:13px;padding:5px 12px;font-size:11px;font-weight:700;display:inline-block}.modal .m-top h3{font-family:var(--display);font-size:23px;font-weight:600;line-height:1.15}.modal .m-top p{color:#c4ccd8;margin-top:8px;font-size:13.5px}.m-body{padding:24px 28px 26px}.grp{margin-bottom:15px}.grp label{font-family:var(--display);color:var(--ink);margin-bottom:7px;font-size:14px;font-weight:600;display:block}.grp label .req{color:var(--gold-deep)}.grp input,.grp select{width:100%;font-family:var(--body);color:var(--ink);border:1.5px solid var(--line-strong);background:#fff;border-radius:12px;padding:13px 14px;font-size:15px;transition:border .15s,box-shadow .15s}.grp input:focus,.grp select:focus{border-color:var(--gold-deep);outline:none;box-shadow:0 0 0 3px #b8a97b33}.grp input.err,.grp select.err{border-color:#c0392b;box-shadow:0 0 0 3px #c0392b1f}.row2{grid-template-columns:1fr 1fr;gap:12px;display:grid}.errline{color:#c0392b;margin-top:5px;font-size:12px;display:none}.errline.show{display:block}.m-close{color:#fff;cursor:pointer;z-index:2;background:#ffffff24;border:none;border-radius:50%;width:32px;height:32px;font-size:19px;line-height:1;position:absolute;top:18px;right:18px}.m-close:hover{background:#ffffff47}.privacy{color:var(--muted);text-align:center;margin-top:15px;font-size:11.5px;line-height:1.55}#resultsView{display:none}.res-hero{background:radial-gradient(880px 320px at 84% -22%, #b8a97b38, transparent 60%), linear-gradient(178deg,var(--navy),var(--navy-2));color:#fff;text-align:center;padding:44px 0 104px;position:relative}.res-hero:after{content:"";background:linear-gradient(90deg,#0000,#b8a97b80,#0000);height:1px;position:absolute;bottom:0;left:0;right:0}.res-hero .eyebrow{margin-bottom:16px}.res-hero h1{font-family:var(--display);font-size:clamp(22px,4vw,31px);font-weight:600}.rangebig{font-family:var(--display);letter-spacing:-1.5px;margin:20px 0 8px;font-size:clamp(38px,9vw,66px);font-weight:600;line-height:1}.rangebig .to{color:var(--gold);vertical-align:middle;margin:0 10px;font-size:.44em;font-style:italic;font-weight:500}.res-hero .named{color:#c4ccd8;max-width:52ch;margin:0 auto;font-size:14px}.res-stage{z-index:2;margin-top:-76px;padding-bottom:64px;position:relative}.res-cta-card{border-radius:var(--radius);box-shadow:var(--shadow-lg);border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:22px;padding:28px;display:flex}.res-cta-card .rc-txt h3{font-family:var(--display);font-size:21px;font-weight:600}.res-cta-card .rc-txt p{color:var(--muted);max-width:44ch;margin-top:6px;font-size:14px}.res-cta-card .rc-actions{flex-direction:column;flex:1;gap:10px;min-width:240px;display:flex}.rc-actions .btn.primary{width:100%}.rc-call{font-family:var(--display);color:var(--navy);text-align:center;border:1.5px solid var(--line-strong);border-radius:13px;padding:14px;font-size:15px;font-weight:600;text-decoration:none}.rc-call:hover{background:#faf8f2}.breakdown{border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--line);background:#fff;margin-top:22px;padding:28px}.breakdown h4{font-family:var(--display);margin-bottom:4px;font-size:18px;font-weight:600}.breakdown .bh-sub{color:var(--muted);margin-bottom:18px;font-size:13px}.brow{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:14px;padding:16px 0;display:flex}.brow:last-of-type{border-bottom:none}.brow .bl{align-items:flex-start;gap:13px;display:flex}.brow .ic{background:var(--cream);border-radius:11px;flex:none;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.brow .bt{font-family:var(--display);font-size:15px;font-weight:600}.brow .bd{color:var(--muted);max-width:42ch;margin-top:3px;font-size:12.5px}.brow .bv{font-family:var(--display);color:var(--navy);white-space:nowrap;font-size:18px;font-weight:600}.brow.context .bv{color:var(--muted-2)}.btotal{border-top:2px solid var(--line-strong);justify-content:space-between;align-items:center;margin-top:18px;padding-top:20px;display:flex}.btotal .bt{font-family:var(--display);font-size:17px;font-weight:600}.btotal .bv{font-family:var(--display);color:var(--gold-deep);font-size:22px;font-weight:700}.factors{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(165deg,#fbf9f4,#f4f0e6);margin-top:22px;padding:24px 26px}.factors h4{font-family:var(--display);margin-bottom:14px;font-size:16px;font-weight:600}.factors ul{gap:10px;list-style:none;display:grid}.factors li{color:#3a4356;align-items:flex-start;gap:11px;font-size:13.5px;display:flex}.factors li svg{flex:none;margin-top:2px}.disclaimer{color:var(--muted);border:1px solid var(--line);border-left:3px solid var(--gold);background:#fff;border-radius:12px;margin-top:22px;padding:17px 19px;font-size:12px;line-height:1.65}.disclaimer b{color:var(--ink)}.disclaimer+.disclaimer{margin-top:12px}.restart{text-align:center;margin-top:24px}.restart button{color:var(--navy-3);cursor:pointer;font-size:13.5px;font-weight:600;font-family:var(--body);background:0 0;border:none;text-decoration:underline}footer{background:var(--navy);color:#aeb7c4;text-align:center;border-top:1px solid #b8a97b40;padding:34px 0;font-size:12.5px;line-height:1.75}footer b{color:#fff;font-family:var(--display);font-size:15px;font-weight:600}footer a{color:var(--gold);text-decoration:none}footer .fsep{color:var(--gold);margin:0 6px}@media (width<=620px){.seg.four{grid-template-columns:repeat(2,1fr)}.seg.three{grid-template-columns:1fr}.card-body{padding:22px 20px}.res-cta-card{flex-direction:column;align-items:stretch}.res-cta-card .rc-actions{min-width:0}.row2{grid-template-columns:1fr}.navrow{flex-direction:column-reverse}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}